California Specialty Loans

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1% Start Rate
Would you like to pay the lowest monthly payment possible? Learn about the 1% percent payment option that's part of our Monthly Payment Option loan program. Consolidate your credit card debt into a 1% mortgage payment and save huge money monthly! With loan amounts to 6 million this loan is an excellent program for a jumbo loan purchase or refinance. The 1% mortgage rate is a great way to free up cash monthly but also allows you to pay down principle at a 30 year or 15 year pace. With this loan the choice is your every month! To learn more and find out if you qualify click here…more....

Monthly Payment Option
The Monthly Payment Option loan allows our borrower to choose payment options every month. You may be short on cash in December and need to pay the low 1% option but in April you may have extra cash from your tax returns and choose to pay the 15year option. With the Monthly Payment Option loan you will have the power to pick from 4 different options every month! This loan has a low 1% option, the popular Interest Only option, a standard 30 year option and finally a 15 year accelerated choice. This loan is excellent for saving money monthly as needed and is accommodating to large loan amounts with out a drastic change in rate. To learn more about this loan and find out what your monthly mortgage payment options will be click here..more....

Interest Only Loans
Interest only loans are clever way to gain instant purchasing power a new home or to save money monthly with a refinance. Interest only loans are now very common in California and can be a great option for borrowers with excellent credit who can benefit from a 30 year fixed mortgage with a 10 year interest only option. Bad credit borrowers will also benefit with significant saving monthly from a short term fixed interest only loan. Even with late mortgage payment or a bankruptcy in your recent past. An interest only mortgage 1st and 2nd combo is excellent way to lower your monthly payment on a new purchase in this ever increasing California real estate market. To learn more about this loan and find out how low we can get your monthly payment click here..more....

Equity Line Of Credit
Do you have equity in your home that you would like to use for home improvements, debt consolidation, or a million other reasons but don't want to refinance your 1st mortgage? Then an Equity Line of Credit (HELOC) is a fast way to access that California home equity you have storied in your home. An equity line is flexible mortgage option that a allows you to draw money out for a fixed amount of time (usually 5,10, or 15 years) before having to repay it. The payments are low interest only and you only pay for what you take out. An Equity Line of Credit may be available for up to 100% of the value of your home. Equity lines are also used as a purchasing tool for borrowers seeking cash for a down on a new home or investment property. To learn more about a Home Equity Line of Credit and find out how to quickly access your equity click here…more....

Foreclosure Assistance
A California Foreclosure loan might save your house and allow you stay int he proeprty while fixing the situation. We have several lenders that offer loans to fix situations where a home is just about to foreclose by the bank. Stop Foreclosure and get back on track with our new program - California Foreclosure Loans. more....