California Home Loans

Get Pre-Qualified
Are you shopping for a new California home? Would you like to find out what type of California home loan programs are available to purchase property? We provide a quick but thorough analysis of you financial picture and issue a prequalification so you may get started shopping or a home. From stated income programs (no income documentation required) to interest only loan options up to 100% financing you will be amazed at the what you can afford. With California home equity always on the rise you need an expert like I California Mortgage to facilitate your loan in a quick and professional manner. Apply Here...

Interest Only
An interest only payment may save you $100's f dollars a month. In California an interest only loan is a great way to extend your purchasing power by lowering your monthly payment. This can help you get into a home that may have been a bit out of reach and is perfect for first time home buyers. Interest only loans are a short term loan option, usually 2 - 5 years with before becoming a fully amortized mortgage. Interest only loans are very popular in the California home loan purchase market as well as current home owners seeking a smaller payment for a few years. Learn more…

100% Financing
Do you need money for a Down payment? No problem. We are experts at 100% financing. There are endless California mortgage programs available for borrowers seeking to secure a property with no money down. Programs with interest only options on the first mortgage and the second create an extremely low monthly payment and excellent opportunity for home purchasers to get into the market in California. With lenders who can finance 100% of the homes value to more then a million dollars there is almost nothing we can not handle. More...

Less Then Perfect Credit
If you have less then perfect credit we can help! Whether you credit has bankruptcy, mortgage late payments, collections, maxed credit lines, or even foreclosure, we've got plenty of mortgage programs to fit the problem. We're experts at doing loans with less then perfect credit and have the experience and lenders to quickly secure you the best rate possible for your situation. If other banks or lenders have turned you down contact us today! More information...

California Jumbo Loan
All loans in California over the annual standard conventional amount are considered jumbo loans. The California real estate market is unlike any other in the country. With loan amounts up to 6 million we can assist in almost any situation. From a home on the coast to a condo in the city a California jumbo loan program will get you in. We have monthly payment option ARM's, interest only, short term fixed ARM's and standard fix mortgage programs available for jumbo California loan amounts! Contact us now to find out how easy it is to qualify for a jumbo loan program.

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